HomeWebcastStress Testing for Community Banks in 2011 Rebroacast
Stress Testing for Community Banks in 2011 CLE

Stress Testing for Community Banks in 2011 Rebroacast

Live Webcast Date: Friday, July 22, 2011 from 3:00 pm to 5:00 pm (ET)
Legal (CLE)Recording

Stress Testing for Community Banks in 2011

Join us for this Knowledge Group Stress Testing for Community Banks in 2011 Webinar. *** Please note: This event is a rebroadcast of the LIVE event which was originally run on February 23, 2011. A speaker will return for a live audience question and answer session.***

While the financial meltdown was led by the large financial intuitions, community banks suffered mightily from its aftershocks. Community banks are increasingly turning to stress testing so that they can more comprehensively understand their risk & financial health to make it easier to anticipate future problems. While stress testing is a good tool for managing risk, some challenges have arisen such as: should the results be made public? what are the limitations of stress testing, and fears of potential reprisals by regulators to name just a few.

While some sanity and stability has returned to the markets, many risks remain. Your bank needs to be ahead of the curve by having the ability to anticipate risk not simply reacting to it. Stress testing can be an effective tool for this. The Knowledge Group has assembled a key panel of experts to help you make sense of stress testing as it applies to your bank. We’ll cover the good, the bad, and the critical points in between. Join this webcast by selecting “Register” below. Advanced registration is recommended as enrollment is limited and significant discounts apply for early birds.

Agenda

Michael L. Stevens, Senior Vice President, Regulatory Policy
Conference of State Bank Supervisors (CSBS)

The Case for Stress Testing at Community Banks

  • How we got here
  • Risk management challenges in community banks
  • An industry driven solution
  • Policy considerations

Brian W. Smith, Partner
Latham & Watkins LLP

  • Adapting Stress Testing to Community Banks – Regulatory Policy in Action
  • Preparing for a Stress Test and its Aftermath
  • Impact of Stress Testing Results on Capital Raising
  • Emerging Self Help Techniques – Opportunities for Balance Sheet Repair?
  • Chrystal Ball Gazing – Whither Goeth Community Bank Stress Tests beyond 2011?

Dave C. Cooke, Principal
FinSec Navigator Group LLC

  • Stress testing – necessary risk management or unnecessary regulatory burden?
  • Special challenges for community banks
  • Prioritizing what to test and how much is necessary
  • Managing those low probability, high impact risks

Robert Azarow, Partner
Arnold & Porter LLP

  • Capital adequacy vs. adequacy of the allowance for loan and lease losses
  • Do interest rate risk and liquidity matter in stress testing?
  • Can a community bank raise capital simply to provide a cushion?
  • Should stress test results be disclosed to shareholders?

Who Should Attend

  • Bank Regulators
  • Bank Presidents
  • CEOss
  • CFOs
  • Lawyers
  • Chief Risk Officers
  • Senior Management
  • Any bank personnel desiring to deepen their understanding of commercial lending from an introductory level.

Stress Testing for Community Banks in 2011

Michael L. Stevens, Senior Vice President, Regulatory Policy
Conference of State Bank Supervisors (CSBS)

The Case for Stress Testing at Community Banks

  • How we got here
  • Risk management challenges in community banks
  • An industry driven solution
  • Policy considerations

Brian W. Smith, Partner
Latham & Watkins LLP

  • Adapting Stress Testing to Community Banks – Regulatory Policy in Action
  • Preparing for a Stress Test and its Aftermath
  • Impact of Stress Testing Results on Capital Raising
  • Emerging Self Help Techniques – Opportunities for Balance Sheet Repair?
  • Chrystal Ball Gazing – Whither Goeth Community Bank Stress Tests beyond 2011?

Dave C. Cooke, Principal
FinSec Navigator Group LLC

  • Stress testing – necessary risk management or unnecessary regulatory burden?
  • Special challenges for community banks
  • Prioritizing what to test and how much is necessary
  • Managing those low probability, high impact risks

Robert Azarow, Partner
Arnold & Porter LLP

  • Capital adequacy vs. adequacy of the allowance for loan and lease losses
  • Do interest rate risk and liquidity matter in stress testing?
  • Can a community bank raise capital simply to provide a cushion?
  • Should stress test results be disclosed to shareholders?

Stress Testing for Community Banks in 2011

Stress Testing for Community Banks in 2011

Michael L. StevensSenior Vice President, Regulatory PolicyConference of State Bank Supervisors (CSBS)

Mike serves as the Senior Vice President for Regulatory Policy at the Conference of State Bank Supervisors (CSBS). In this capacity, Mike represents the state banking system in the development of federal regulatory policy in the areas of consumer protection and safety and soundness. He is also responsible for any issues related to the coordination and cooperation between state and federal regulators. Mike serves as the staff director for the Regulatory Committee, State Federal Working Group, and the FFIEC’s State Liaison Committee. Prior to this assignment, Mike worked in all facets of CSBS’s Professional Development Division. He is a frequent instructor and speaker on bank examination, bank financial analysis and regulatory issues. Mike serves on the faculty of the Graduate School of Banking at Colorado, the Texas Tech Bank School and the Graduate School of Bank Investments and Financial Management. Prior to joining CSBS in 1999, Mike was a bank examiner for the Iowa Division of Banking for 11 years.

Mike is a graduate of the University of Nebraska at Omaha. He lives in Ashburn, Virginia with his wife, Becki, and two children.

Stress Testing for Community Banks in 2011

Brian W. SmithPartnerLatham & Watkins LLP

Stress Testing for Community Banks in 2011

Dave C. CookePrincipalFinSec Navigator Group LLC

David Cooke, a widely recognized expert on financial sector issues, is a founding principal of the FinSec Navigator Group; a highly qualified advisory group serving financial institutions and their investors.

Cooke served as the first Executive Director of former Resolution Trust Corporation (RTC) created to resolve failing thrift organizations from 1989 to 1992. As Executive Director, he was responsible for the RTC’s organization, staffing, and operation and oversaw the takeover of nearly 700 failing institutions and the development of innovative sales initiatives for managing and disposing of their assets.

Prior to RTC, Cooke served as the sole Deputy and key advisor to former FDIC Chairman L. William Seidman on corporate policy and budget issues. He functioned as chief of staff and directed or served on key management committees and was actively involved in the development of the FDIC’s failing bank resolution strategies. Before joining Chairman Seidman, Cooke had over 15 years experience with the FDIC, where he advanced to management positions in bank supervision, research and corporate strategy. During that time, he helped develop deposit insurance pricing and coverage strategies and oversaw the development of the FDIC’s off-site surveillance system for monitoring the performance and rating of insured banks.

Stress Testing for Community Banks in 2011

Robert AzarowPartnerArnold & Porter LLP

Robert Azarow is a partner in Arnold & Porter’s New York office, where he concentrates his practice in securities, corporate, and banking law. Mr. Azarow has extensive experience advising banks, mortgage companies, insurance companies, investment banks, and other financial institutions on capital markets transactions and mergers and acquisitions. His transaction experience includes registered public offerings, private placements, strategic investments, whole company mergers for public and private companies, asset acquisitions, branch purchases, reorganizations into holding company form, and acquisitions of failed financial institutions and distressed assets from the Federal Deposit Insurance Corporation (FDIC). Further, he has assisted financial institutions with their regulatory compliance matters, including response to examination issues and transaction-related matters, as well as regulatory capital compliance; stock repurchase programs; capital distributions; regulatory agreements for troubled institutions: corporate governance matters: periodic public company reporting and regulatory reporting.


Click Here to Read Additional Material

Stress Testing for Community Banks in 2011

Course Level:
   Intermediate

Advance Preparation:
   Print and review course materials

Method Of Presentation:
   On-demand Webcast

Prerequisite:
   NONE

Course Code:
   114172

Total Credits:
    2.0 CLE

No Access

You are not logged in. Please or register to the event to gain access to the materials and login instructions.

About the Knowledge Group

The Knowledge Group

The Knowledge Group has been a leading global provider of Continuing Education (CLE, CPE) for over 13 Years. We produce over 450 LIVE webcasts annually and have a catalog of over 4,000 on-demand courses.

About the Knowledge Group

The Knowledge Group

The Knowledge Group has been a leading global provider of Continuing Education (CLE, CPE) for over 13 Years. We produce over 450 LIVE webcasts annually and have a catalog of over 4,000 on-demand courses.

Arnold & Porter LLP, an international law firm of more than 700 attorneys, has offices in New York, Washington, DC, London, Brussels, Denver, Los Angeles, Northern Virginia, Silicon Valley, and San Francisco. The firm, founded in 1946, maintains more than 30 practice areas spanning a broad spectrum of the law, with a primary focus on litigation, transactional matters, and regulatory issues.

Website: https://bf9.719.myftpupload.com/event/stress-testing-for-community-banks-in-2011-clecpe-rebroadcast/

Mike serves as the Senior Vice President for Regulatory Policy at the Conference of State Bank Supervisors (CSBS). In this capacity, Mike represents the state banking system in the development of federal regulatory policy in the areas of consumer protection and safety and soundness. He is also responsible for any issues related to the coordination and cooperation between state and federal regulators. Mike serves as the staff director for the Regulatory Committee, State Federal Working Group, and the FFIEC’s State Liaison Committee. Prior to this assignment, Mike worked in all facets of CSBS’s Professional Development Division. He is a frequent instructor and speaker on bank examination, bank financial analysis and regulatory issues. Mike serves on the faculty of the Graduate School of Banking at Colorado, the Texas Tech Bank School and the Graduate School of Bank Investments and Financial Management. Prior to joining CSBS in 1999, Mike was a bank examiner for the Iowa Division of Banking for 11 years.

Mike is a graduate of the University of Nebraska at Omaha. He lives in Ashburn, Virginia with his wife, Becki, and two children.

David Cooke, a widely recognized expert on financial sector issues, is a founding principal of the FinSec Navigator Group; a highly qualified advisory group serving financial institutions and their investors.

Cooke served as the first Executive Director of former Resolution Trust Corporation (RTC) created to resolve failing thrift organizations from 1989 to 1992. As Executive Director, he was responsible for the RTC’s organization, staffing, and operation and oversaw the takeover of nearly 700 failing institutions and the development of innovative sales initiatives for managing and disposing of their assets.

Prior to RTC, Cooke served as the sole Deputy and key advisor to former FDIC Chairman L. William Seidman on corporate policy and budget issues. He functioned as chief of staff and directed or served on key management committees and was actively involved in the development of the FDIC’s failing bank resolution strategies. Before joining Chairman Seidman, Cooke had over 15 years experience with the FDIC, where he advanced to management positions in bank supervision, research and corporate strategy. During that time, he helped develop deposit insurance pricing and coverage strategies and oversaw the development of the FDIC’s off-site surveillance system for monitoring the performance and rating of insured banks.

Robert Azarow is a partner in Arnold & Porter’s New York office, where he concentrates his practice in securities, corporate, and banking law. Mr. Azarow has extensive experience advising banks, mortgage companies, insurance companies, investment banks, and other financial institutions on capital markets transactions and mergers and acquisitions. His transaction experience includes registered public offerings, private placements, strategic investments, whole company mergers for public and private companies, asset acquisitions, branch purchases, reorganizations into holding company form, and acquisitions of failed financial institutions and distressed assets from the Federal Deposit Insurance Corporation (FDIC). Further, he has assisted financial institutions with their regulatory compliance matters, including response to examination issues and transaction-related matters, as well as regulatory capital compliance; stock repurchase programs; capital distributions; regulatory agreements for troubled institutions: corporate governance matters: periodic public company reporting and regulatory reporting.

Ultimate Value Annual Program

Bring a colleague for only $149, a savings of $50 per additional attendee.

  • Unlimited Access to Live & Recorded Webcasts
  • Instant Access to Course Materials
  • And More!

$199