Rule 2821 Best Practices Explored at Live Teleconference

* Named Alabama

* Has held the position of Director for ASC since 1994; as a result of his leadership the Commission has an established reputation as one of the most aggressive enforcement agencies in the United States * Currently president of the North American Securities Administrators Association (NASAA) an international securities regulatory association; also served as president for NASAA, from September 2001 thru September 2002; only one other person has served two terms as president in the 89 year history of NASAA; other previous positions held with NASAA include Board of Directors, Chair of the Enforcement Section and Treasurer* Has testified before various committees of Congress in such areas as micro-cap securities fraud, criminal elements in the markets, and information-sharing among regulators; his active participation led to the establishment of state-level task forces to investigate Wall Street firms and promotion of legislation to increase the severity of punishment for white collar crime offenders. * Currently a delegate to an Intergovernmental Expert Group for the United Nations Commission on International Trade Law (UNCITRAL) to prepare a study on International Fraud and the Criminal Misuse and Falsification of Identity* Previously served as in-house corporate counsel to First Alabama Bank (n/k/a Regions Bank, 1979-1984) and has been an adjunct professor of law at Faulkner University Jones School of Law teaching securities law and banking (1982-2002), and has been a Partner in the Montgomery law firm of Capouano, Wampold, Prestwood & Sansone (1984-1994) * Admitted to practice in Alabama, Florida, New York, U.S. Federal District Courts in Alabama and Florida, the 5th and 11th Circuit Courts of Appeal and the U.S. Supreme Court

* Director of Annuity Marketing for Westland Financial Services, Inc. and its partner firm Financial Professionals Group. Both firms support the Broker/Dealer Community with compliance oriented marketing support and training for annuities, life insurance and long term care. * Also the Vice President Development for WBB Securities, LLC, a full service NASD member firm; has been in the securities industry for 25 years, and was President and CEO of JMC Financial Corporation from 1998-2006. JMC was a Broker/dealer specializing in the bank distribution channel and sold nearly $4 billion of fixed and variable annuities and mutual funds through financial institutions.* Started his career in this industry with Private Ledger (now LPL) in 1982; has served on the board of directors of the National Association of Independent Broker/Dealers (NAIBD) for many years and is now the Executive Vice President* Also chairs the Membership Committee and the Spring Technology and Compliance Symposium Committee for NAIBD; also a member of the NASD Small Firms Rules Impact Task Force committee.* Born and raised in the San Diego area and received a degree in Information Systems in 1978 from Coleman College; holds current Life and Disability Insurance, Variable Annuity and NASD Series 7, 24, 51 and 63 licenses

* General Counsel of National Association for Variable Annuities (NAVA), a proven, highly-effective alliance of leading companies involved in the annuity and variable products industry * Helped in working with regulators to assess the need to issue a regulation with respect to annuity and variable life products* Involved in providing educational and informational resources to the firms members and the public; protecting customers by encouraging adherence to the highest ethical standards by insurers, distributors and all other participants in the firm's diverse industry

* Founder and President of FrontLine Compliance, LLC (FLC).* Has over 18 years experience in the financial industry; began her compliance career with the SEC