ID Analytics is a leader in consumer risk management with patented analytics, proven expertise and near real-time insight into consumer behavior. By combining proprietary data from the ID Network®—one of the nation’s largest networks of cross-industry consumer behavioral data—with advanced science, ID Analytics provides in-depth visibility into identity and credit risk. Every day, many of the largest U.S. companies rely on ID Analytics to make risk-based decisions that help enhance revenue, reduce fraud, drive cost savings and protect consumers. ID Analytics is a Symantec company. Please visit us at www.idanalytics.com.
Wells Fargo has become one of the nation's largest financial institutions, serving one in three households in the United States. We provide banking, investments, mortgage, and consumer and commercial finance through 7,800 locations, more than 13,000 ATMs, the internet (wellsfargo.com), and mobile banking, and we have offices in 37 countries and territories to support customers who conduct business in the global economy. Wells Fargo & Company was ranked No. 26 on Fortune's 2018 rankings of America's largest corporations.
Enova Decisions is an analytics and decision management technology company that was formed in 2016 to enable businesses to automate and optimize operational decisions through data, AI, and the cloud — in real-time and at scale. Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a Chicago-based multinational financial services provider that has applied predictive and prescriptive analytics to multiple areas, including fraud detection, credit risk management and customer retention, to extend over $20 billion in credit online to over 5 million customers. Enova Decisions leverages the same analytics expertise and decisioning technology that has made Enova International successful to help businesses in multiple industries, including financial services, healthcare and telecommunications, achieve similar outcomes.
Kevin King has nearly a decade of experience in credit risk and fraud analytics, having served in a variety of roles at ID Analytics since joining the company in 2007 including analytics, business analysis, product strategy and professional services. In each of these roles, King has focused on applying ground breaking analytic tools to the unique financial services challenges, and has directly supported projects at top 10 banks, several “Big 4” wireless carriers, the two leading U.S. satellite television companies, and multiple leading cable and internet providers. A driving force behind ID Analytics’ thought leadership program, he has authored several thought leadership whitepapers on a range of topics spanning fraud, credit and identity risk. Kevin has a B.A. in Marketing from the University of Colorado at Boulder.
Clyde Langley is the Vice President, Head of Fraud Risk Management, for Charles Schwab & Co., Inc. The Fraud Risk Management group is responsible for firm-wide Fraud Investigations, including Cybercrime Detection and Investigations (online fraud), Anti-Fraud Digital Strategy, Fraud Strategies & Surveillance, Fraud & Security Awareness, Visa & Check Fraud and Fraud Investigations teams. He also oversees the Identity Theft Red Flags Program.
Before joining Schwab in 2014, Clyde spent 22 years as an FBI Special Agent in Executive Management to Investigator roles. In the FBI, Clyde spent over 15 years supervising and investigating financial and cybercrimes, including 8 years managing financial crimes investigations and four years overseas in Kazakhstan and Belgium. After the 9/11 attacks, Clyde was part of the team that established the FBI’s terrorist financing section to enhance terrorism investigations from the financial perspective. Prior to the FBI, Clyde spent five years as an auditor/accounting manager in public accounting and private industry.
Sean joined Enova as Head of Analytics Services for Enova Decisions in 2016. Prior to working at Enova, Sean served as Senior Director of Business Analytics for Leapfrog, where he led the development of the company’s predictive analytics capabilities. Before Leapfrog, Sean served as Director of Strategic Intelligence for TrendPointers, LLC, and Associate Portfolio Manager at Sarasota Capital Strategies. Sean is a CFP® certificant and holds the CMT designation. He received his B.S. in finance from the University of Illinois at Chicago and Financial Planning Certificate from Northwestern University.