BDO delivers assurance, tax, and advisory services to clients of all sizes – across industries, throughout the country, and around the globe. With a network spanning more than 160 countries worldwide, BDO is the 5th largest global network of public accounting firms. It’s our people, the knowledge they bring to engagements, their commitment to quality service, and the candid relationships they develop with clients that has made BDO the distinctive choice for professional accounting services for more than 100 years.
Chuck Pine is a Managing Director in the firm’s Forensic Investigations & Litigations Services Practice, leading the BSA/AML, Economic Sanctions, and Risk & Regulatory Advisory group. This group conducts financial investigations, and provides Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) and economic sanctions compliance services. Mr. Pine has over 31 years of experience in tax and financial investigative fraud, law enforcement, and professional consulting. Throughout his career, he has dealt with complex and high-profile fraud matters including money laundering, tax evasion, international and domestic bank related crimes, casino related financial crimes, Foreign Corrupt Practices Act (FCPA) violations, mortgage fraud, bankruptcy fraud, anti-trust violations, and other activity where there is a financial nexus or motive.
Mr. Pine is a testifying subject matter expert in money laundering, financial fraud, anti-money laundering, fraud risk mitigation, the Bank Secrecy Act, and BSA/AML & economic sanctions compliance.
Mr. Pine has conducted risk-based compliance assessments and examinations & has developed BSA/AML/OFAC compliance programs for financial institutions and designated non-bank financial institutions, including casinos, broker/dealers, registered investment advisors, insurance companies, money services businesses, and loan services providers. He has experience developing and implementing BSA/AML/OFAC compliance organizational structures that include appropriate autonomy and line authority; including appropriate board and committee oversight.
Mr. Pine assisted an international financial institution in re-designing and re-structuring its entire compliance program, including suspicious activity reporting, currency transaction reporting, and rules development for identifying “red flags” for suspicious activity.
Prior to joining BDO, Mr. Pine served as the Senior Executive Director, Field Operations for IRS, Criminal Investigation where he oversaw all criminal investigations and programs for the Eastern half of the United States. As the Field Operations Director, he oversaw the nations Suspicious Activity Reporting (SAR) Review Teams which are located in every major city in the US with the responsibility of reviewing, examining, and investigating suspicious activity reported by financial institutions.
Mr. Pine served as the Director, International Operations from 2000- 2004 where he represented the Department of Treasury on numerous policy and regulatory compliance related task forces and US delegation expert sub groups relating to suspicious activity reporting, OFAC & economic Sanctions, the Bank Secrecy Act, and anti-money laundering.
Adil Raza is a Director in the firm’s Risk and Regulatory Advisory practice. Mr. Raza has over 9 years of experience delivering anti-money laundering and sanctions compliance services. He has extensive experience in various components of AML and Sanctions Compliance Programs, including conducting Gap Analysis, Risk Assessments, Know Your Customer (KYC), Client Due Diligence (CDD), Enhanced Due Diligence (EDD), Transaction Monitoring, Suspicious Activity Reporting and AML Training.
Mr. Raza has a strong focus on working with/for banks, broker dealers and other non-bank financial institutions such a money service businesses, payment services providers, pre-paid card service providers and casinos that offer a multitude of products and services, including retail and business banking, US dollar clearing, capital markets and trade finance. Mr. Raza has also worked with numerous corporate entities in developing and enhancing their AML and OFAC compliance program. Mr. Raza has a particularly strong knowledge of AML Compliance requirements for correspondent banking activities and has helped develop and enhance AML Programs, policies and procedures to address regulatory enforcement actions in this space. Mr. Raza has experience assessing and validating BSA/AML systems (such as Mantas, Actimize, Prime, Verafin, Bankers Toolbox and FCRM) used for transaction monitoring and OFAC filtering. Mr. Raza has also worked on numerous alert clearing and look engagements where he managed large teams of alert review analysts.
Prior to joining BDO, Mr. Raza served as the Head of the US Financial Intelligence Unit for the Bank of Nova Scotia (Scotiabank) and the Royal Bank of Scotland.
Alex Feldman is a Manager in BDO’s Risk and Regulatory Advisory practice and has 5 years of experience working within, developing, and testing anti-money laundering and sanctions compliance programs.
Prior to joining BDO, Mr. Feldman worked within HSBC Bank USA in their Financial Crime Compliance Division, contributing to the efforts of organizational redevelopment which released HSBC from its Deferred Prosecution Agreement. In his time with HSBC, he served secondments to HSBC Hong Kong and HSBC Bermuda.
Recent projects with BDO include a lookback for a major pre-paid card service provider in the United States, managing the day to day operations of the sanctions screening for an international rewards program, and the assessment of a money transfer business located in China.