Emerging Issues: Social Media Guidelines for Banks and Financial Institutions Explored

Alex Cheng is a Policy Analyst in the Supervisory Policy Branch of the FDIC’s Division of Depositor and Consumer Protection. Since joining the FDIC in 2011, he has worked on a wide variety consumer protection and economic inclusion issues, including access to banking services, mobile financial services, prepaid products, fair lending, overdrafts, and flood insurance. Prior to joining the FDIC, Alex served as a legal intern at the D.C. Superior Court, U.S. Department of Justice, and the Department of Housing and Urban Development.

Alex received his B.A. in Political Science and Psychology from Purdue University and his J.D. from American University’s Washington College of Law, where he served as Senior Articles Editor for the Human Rights Brief. He is a member of the Illinois Bar and the Asian Pacific American Bar Association of DC.

Andrea Marconi practices in the areas of commercial litigation and business torts. She has extensive experience in litigating complex commercial disputes for a diverse group of national and international business clients in a wide variety of industries. Ms. Marconi has a particularly strong background in business and real estate contracts, financial transaction provider regulatory actions and compliance, matters involving allegations of deceptive or abusive trade practices and related compliance, electronic financial transactions, payment processing and ACH and credit card transactions. Ms. Marconi also has experience with health insurance regulations and litigation and representing numerous clients in resolving disputes concerning intellectual property rights, including patent, trademark and copyright infringement claims, trade dress violations and related indemnification actions.

Ethan Silver is a Partner in Carter Ledyard’s Corporate Department and the Securities Practice Group. Mr. Silver’s practice focuses primarily on advising individuals and financial institution clients, specifically broker-dealers and investment advisers, on regulatory, compliance, enforcement, SEC and FINRA investigations and examination issues, and many other related issues involving federal and state securities laws and the rules of various self-regulatory organizations. Prior to going into private practice, Mr. Silver was Senior Counsel in the Division of Enforcement of the New York Stock Exchange and an Enforcement Attorney in the Bureau of Securities of the New Jersey Attorney General. He is a member of the SIFMA Compliance and Legal Division and the Business Law Division, Federal Regulation of Securities Committee of the American Bar Association. Mr. Silver received his B.A. from the University of Maryland, College Park and his J.D. from New York Law School.

JOHN E. GEBAUER is Managing Director of National Regulatory Services. John joined NRS in 1992 to establish a software development division at NRS dedicated to providing automated solutions for the financial services industry. Under his guidance, NRS has developed and marketed many software programs including E-Z Registration software, Registration Management System, ComplyNet, IA-Info, and the NRS Regulatory Databases.

Prior to coming to NRS, John was a Senior Systems Engineer at Mycroft, Inc., and a Systems Engineer for the Grumman Corporation. While at Grumman, John specialized in managing the requirements development process of large-scale military space satellites. He also oversaw the development of algorithms used to determine the inertial effects of multi-dimensional movement of objects in space.

John received his Bachelor of Science degree from Columbia University in 1986 and completed graduate studies in Systems Engineering at Polytechnic Institute.