CFPB’s Arbitration Study: Understanding Its Impact on Financial Institutions

Joy Harmon Sperling is a partner at Day Pitney LLP and chair of its Creditors' Rights and Real Estate Litigation group. Her practice primarily involves representing consumer lending institutions, such as banks and mortgage lenders, as well as investors and servicers, in connection with the defense of claims by borrowers in individual and class-action claims throughout the nation. Her practice includes the defense and prosecution of mortgage fraud claims, along with the litigation of numerous cases involving federal and state lending regulations,(e.g. the Truth in Lending Act, Real Estate Settlement Procedures Act, Home Owners’ Equity Protection Act, and Fair Debt Collection Practices Ac) as well as common law causes of action relating to the origination and enforcement of residential and commercial mortgage loans. Ms. Sperling also represents banking institutions in commercial collection and foreclosure matters. 

James McGuire is Co-Chair of the Morrison & Foerster’s Financial Services Litigation Practice Group.  His practice focuses on complex civil litigation with an emphasis on the defense of consumer class actions against financial services companies under the Truth in Lending Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and state unfair practices statutes, including California's Consumer Legal Remedies Act and Unfair Competition Law.

Mr. McGuire also has significant experience with the Federal Arbitration Act and the extensive body of federal laws governing the operations of various state and federally chartered financial institutions, including the Home Owners Loan Act of 1933, the National Bank Act, and the Depository Institutions Deregulation and Monetary Control Act of 1980.

Anthony Sharett is a partner in Bricker & Eckler’s Litigation practice group, co-chair of the Class Action practice group and he leads the Consumer Financial Services team. He regularly defends financial institutions against regulatory actions and consumer led litigation in individual and class action matters. 

Anthony represents clients in enforcement, regulatory, and supervisory matters involving state agencies, the Federal Reserve, the OCC and the Consumer Financial Protection Bureau.  He is the founder and editor of the blog, financialserviceslaw.com focused on matters that impact the consumer financial services industry. 

Anthony is a 2009 through 2014 Ohio Super Lawyers’ Rising Star.  He has authored several published works on topics relating to the mortgage lending industry, the CFPB, and case updates.  Anthony is a frequent speaker nationally on consumer financial services topics. 

Anthony received a Bachelor of Arts in Political Science from Ball State University and a Juris Doctor from The Ohio State University Moritz College of Law.