Best Practices for Preventing Banking Fraud in 2013

Greg Johnson is a lead trial attorney with over 25 years of experience. Mr. Johnson practices general commercial litigation. He has handled complex cases in both state and federal trial courts, as well as state and federal appellate courts. His practice focuses primarily on representing financial institutions. He has extensive experience in defense of lender-liability actions and prosecution of complex foreclosure and debt and guaranty enforcement actions. Beyond his primary focus, Mr. Johnson has also represented clients in securities fraud class actions, actions involving technology subject matters and related disputes over patents, trade secrets and alleged anticompetitive/unfair trade practices (primarily in bio-medical, semiconductor and communication fields), state and federal consumer class actions, actions involving disputes over payment and reimbursement for managed health care services and actions against governmental entities.

Michael Rosensaft focuses his litigation practice on representing individuals and businesses in white collar criminal matters, regulatory enforcement matters, corporate internal investigations, insurance and health care fraud, and complex civil litigation. Prior to joining Katten, he served as an Assistant US Attorney for the Southern District of New York. In that capacity, Michael oversaw the investigation and prosecution of numerous criminal cases involving bank fraud as well as crimes such as terrorism, international money laundering, export violations, bribery of foreign officials, Racketeer Influenced and Corrupt Organizations Act (RICO) and organized crime, health care fraud, and computer crimes. He is an experienced trial attorney and appellate advocate and was responsible for all aspects of litigation as a federal prosecutor, working closely with agencies including the Federal Bureau of Investigation, the Internal Revenue Service, the Office of Foreign Assets Control, and the State Department.

Armando Linares III MBA, CAMS, M.S. Armando is the Vice President BSA & Compliance Officer for First State Bank and Trust Company. His responsibility covers regulatory risk areas for the bank which include BSA, fraud, OFAC, information security, and bank compliance. He is implementing a new BSA & Compliance program as well as a bank-wide risk management division, which includes new policies and procedures, training courses, monitoring process, synergy of resources, and a regulatory conscious corporate culture. Within the first year he helped implement the bank’s current automated software and also the merging of fraud and BSA functions.

His previous experience is focused on BSA-AML with a commercial community bank in a primarily HIDTA and HIFCA area. There, he assisted in developing the bank’s BSA-AML program, implementation of an automated AML detection software, and bank-wide BSA risk assessment amongst other BSA related responsibilities.

Armando holds a Bachelor’s in Finance and a Master’s in Business Administration from the University of Texas at Brownsville Texas. He also holds a Master’s of Science in Criminal Justice from Grand Canyon University in Phoenix, Arizona.

He recently published a blog site discussing issues that BSA practitioners deal with on a day-to-day basis. www.bsa-aml.com

Bruce Owdley is Police Investigator for the Houston Police Department Financial Crimes Unit. Officer Owdley has over 16 years of law enforcement experience, with a variety of police experiences, while working in his current position for the past 6 years. His responsibilities range from investigating forgery, fraud & embezzlement cases, which stem from money laundering and organized crime rings. Officer Owdley is a Certified Fraud Examiner (CFE) and a Certified Fraud Specialist (CFS).

In addition to his investigative duties, Officer Owdley also is a TCLEOSE (Texas Commission on Law Enforcement Officer Standards and Education) certified instructor and is responsible for teaching identity theft and fraud in-service classes at the Police Academy and the delivery of the Burglary and Theft and Financial Crimes Investigation module to the cadets at the Houston Police Department Academy. Officer Owdley frequently gives presentations for government, public and private institutions on a regular basis in regard to Financial Crimes, Fraud and Identity theft.

Officer Owdley has developed a sub-specialty in internet fraud investigations by taking on cases which involve e-commerce transactions and internet communication. Officer Owdley is a published author with the Association of Certified Fraud Examiners in their 2010 edition of Internet Fraud Casebook by writing case number 27 in the book, G.I. Hacker. He has also completed his Identity Theft Prevention e-book, which is available on Amazon Kindle. Bruce is the current President for the Lone Star Chapter of the Association of Certified Fraud Specialist in Houston and has big plans for the future of the organization.

Bruce earned a Bachelor of Science degree in Computer Science from Texas Southern University, with a minor in Business. He also holds a Master of Science in Strategic Leadership from Mountain State University in Beckley, West Virginia. Will be awarded a graduate certificate in Administration of Justice from Midwestern State University, Wichita Falls, Texas, May 2013. Email:Brucus.Owdley@houstonpolice.org