Online CLE BCFP

Keith Anderson has wide-ranging experience across multiple jurisdictions and concentrates his practice on representing financial institutions in the financial services industry, as well as representing employers in employment matters.

In his financial institution practice, Keith has handled causes of action and advised on matters including TILA, RESPA, HOEPA, FDCPA, predatory lending, wrongful foreclosure, Servicemembers Civil Relief Act (SCRA), mortgage-related fees and services, origination, pooling and servicing agreements, deceptive trade practices' claims, loan repurchase disputes, investor disputes, servicing matters, mortgage fraud, lender-placed insurance, Texas home equity loans, class actions, bankruptcy adversary proceedings, student lending compliance, and contentious foreclosure actions.

Keith has extensive experience related to SCRA in both providing regulatory guidance to clients for compliance and in handling litigated cases.

In his employment practice, he has handled multiple litigated matters under the FLSA, ADA, ADEA, FMLA and claims of discrimination and retaliation, as well as counseling employers on compliance and effective employment policies.

Before joining Bradley, Keith graduated from the U.S. Air Force Academy with academic, military, and athletic distinction. He served as a Judge Advocate in the U.S. Air Force, where he handled dozens of court-martials and administrative boards as both a prosecuting and defense attorney.

Jonathan Kolodziej represents all types of consumer financial service providers in regulatory compliance, examination and enforcement matters. Through this work, he has assisted bank and non-bank mortgage servicers, mortgage originators, debt collectors, depository institutions, credit card issuers, small dollar lenders, reverse mortgage companies, investment firms, and various industry trade associations.

Jonathan's regulatory compliance practice centers around helping clients ensure that their operations are in compliance with applicable federal and state consumer financial laws. In this role, he helps clients assess the impact of new rules and regulations and adapt to changes in the regulatory environment. When assessing an entity's compliance or beginning the implementation process for a regulatory change, he leads clients through gap analyses, risk assessments and targeted reviews. He routinely reviews and provides feedback on policy and procedure documents, form notices, and training modules. As necessary, Jonathan also helps develop and execute appropriately tailored remediation plans.

During examinations and other reviews, Jonathan regularly assists with managing and drafting responses to supplemental requests, developing successful exam strategies, rebutting preliminary findings, and responding to allegations of legal violations. He has helped clients with examinations initiated by various state regulatory bodies, the Consumer Financial Protection Bureau (CFPB), the Multistate Mortgage Company (MMC), the Office of the Comptroller of the Currency (OCC), and the Department of Housing and Urban Development (HUD). Because of his familiarity with clients' operational structures and applicable law, Jonathan is also able to assist with responding to complaints and allegations of regulatory violations made by borrowers, state attorneys general and other regulatory bodies.

Jonathan is a frequent speaker during webinars and trade association presentations on regulatory compliance issues and has taught at the Mortgage Bankers Association's Schools of Mortgage Banking I and II.